San Luis Obispo Personal Bankruptcy Attorney

Stopping Foreclosure and Keeping Your Home. Wherever You Live, From Santa Maria to Paso Robles.

If you are a homeowner, bankruptcy does not mean that you'll lose your residence. It offers varied options for retaining your home. Many homeowners have struggled with the federally mandated banking regulations requiring lenders to rewrite loans on personal residences. While that option should be pursued, many borrowers find the task difficult, time-consuming, and unrewarding. Many others just find that they do not qualify for the loan modification programs. Bankruptcy will not solve all the homeownership problems for debtors, but it is an option that should not be overlooked.

Bankruptcy is a debt relief option that allows you to quickly and effectively resolve creditor disputes. You can protect your home, stop harassment, and eliminate unsecured debts. While it is a powerful tool, bankruptcy can also have immediate and long-term consequences. Before pursuing bankruptcy, it is important to know your rights, your options, and the long-term impact of filing. At Farmer & Ready, A Law Corporation, we have the skills, experience and dedication necessary to effectively handle your particular case. We have done this for thousands of clients over the past 33 years.

Farmer & Ready, A Law Corporation is a local law firm focused on helping clients recover from unmanageable debt. We understand that most of our clients were not at fault for their financial circumstances. If the economy wreaks havoc on your personal finances, remember that you do have options and you do have rights. Bankruptcy exists specifically to help you get back on track and in control of your finances.

Now Is the Time to Take Control of Your Debt

Some time ago, you may have thought that your financial situation was temporary and that the market would turn around. To get out of debt, or to "see you through" what you anticipated was a short-term problem, you may have used credit cards, borrowed more money from family or friends, or taken out a second mortgage. If you feel that your current financial situation has become unmanageable, you can and should take action today to achieve debt relief.

San Luis Obispo bankruptcy lawyers at Farmer & Ready will help you to:

  • Wipe out unsecured debts
  • End wage garnishment
  • Stop lawsuits
  • Stop creditor harassment
  • Protect your home and other property
  • Slow or prevent foreclosure
  • Rebuild your credit
  • Restore financial security

Personalized Service and Counsel on Your Side

We have the resources, tools and experience to effectively solve your financial crisis. We will take the time to understand your unique situation and provide you with the information you need to make the best decisions for your family. Reviewing your assets, debts and income, we will explain how bankruptcy will affect your life. We will provide an honest evaluation of your situation and set reasonable expectations regarding what you can expect throughout the process.

Combining personalized service and a dedication to results, you can trust in our ability to effectively handle your case. We understand the busy schedules of our clients and will remain in contact by whatever means is convenient for you: email, phone, or in person. For more information, please contact our San Luis Obispo bankruptcy lawyers by calling 805-541-1626 or by emailing us.