San Luis Obispo County Debt Relief Lawyers
Because of the recent collapse of the mortgage market and current conditions of the economy, many individuals seeking to file for bankruptcy are simply consumer victims of a system gone awry. With credit card companies increasing fees and penalties, job losses on the rise, and an inability to keep up with the market, individual consumers, as well as small businesses, have suffered the consequences. At Farmer & Ready, we have the skills, experience and dedication necessary to effectively handle your case.
You may be reading this because you are feeling financial pressure. Bankruptcy should not be your first option, but learning about it and other available solutions is imperative. Consider what we have written here and contact us for an appointment if you'd like our help.
If you choose to consult with either David Farmer or Paul Ready, you will first need to fill out a questionnaire regarding your financial circumstances. We recognize the task is tedious and sometimes painful, but it is the only way that we can accurately learn what your financial condition is in order to fashion a solution. That form is available online, or you may call our office at 805-541-1626 to schedule an appointment and ask that we mail the form to you. Other lawyers offer a free initial consultation; we do not. We charge $100 which is applied to your bankruptcy fee if you choose to retain Farmer & Ready as your attorneys. Why do we charge for initial consultation? With forty years of experience representing debtors in bankruptcy, we have found this is the best way to convince potential clients of the seriousness of their situation and the necessity of providing complete and accurate information at the earliest possible time. For that $100 you get up to an hour of attorney time, not paralegal time. Before you come into our office, we will have reviewed the forms you have filled out so we can focus on the issues that are individual to you, rather than just provide an overview of the benefits and detriments of bankruptcy.
David Farmer & Paul Ready
Farmer & Ready provides advocacy focused on your rights and your entitlement to relief. Call 805-541-1626 or e-mailing us to arrange an initial consultation and case evaluation regarding Chapter 7 bankruptcy.
Personalized Solutions Focused on Your Financial Future
We know that the bankruptcy process can be difficult and complex, especially for clients who are reluctant or worried about the consequences of filing bankruptcy. As your legal advocates, we take the time to understand your unique concerns and develop a comprehensive solution that will protect your immediate rights and future financial security.
Our firm is experienced in cases involving:
- Chapter 7, Chapter 13, Chapter 11 bankruptcy
- Credit card and unsecured debt relief
- Foreclosure and real estate issues
- Options and alternatives to bankruptcy
- Real estate litigation and land use
- Business law and litigation
Our firm is led by attorneys David Farmer and Paul Ready. Attorney David Farmer is the only San Luis Obispo County based attorney to be certified as a bankruptcy specialist by the State Bar of California. Fellow attorney Paul Ready has over 28 years experience and focuses his practice on bankruptcy, commercial litigation, real estate litigation and land use issues. Whatever your legal need, we work to stay abreast of trends and apply our skills and experience to protect your rights. If your legal problem is outside our area of practice we will help you find the best lawyer available.
Experienced, Trusted Bankruptcy Law Firm Serving San Luis Obispo and Santa Barbara Counties
Combining personalized service and a dedication to results, you can trust in our ability to effectively handle your case. We understand the busy schedules of our clients and will remain in contact by whatever means is convenient for you: e-mail, phone, or in person. For more information please contact our San Luis Obispo bankruptcy lawyers by calling 805-541-1626 or by e-mailing us.
Farmer & Ready
1254 Marsh Street
San Luis Obispo, CA 93401
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